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Real Estate Maryland Real Estate Salesperson Examination Sample Questions:

1. If you take gross income and deduct operating expenses, what do you get?

A) Potential gross income
B) Effective gross income
C) Net operating income
D) Profit

2. A property is conveyed to an individual until that individual's death, when the property will be conveyed to another party. What type of estate is this?

A) Life estate
B) Leasehold estate
C) Fee simple estate
D) Homestead estate

3. What happens when a married couple who owns a property as tenants by the entirety divorce?

A) They become joint tenants with right of survivorship.
B) Their ownership changes to tenants in common.
C) The one who records title first gets the property.
D) Their ownership rights terminate.

4. Carson is purchasing a $600,000 property by obtaining an 80/20 loan. How much is Carson financing?

A) $480,000
B) $600,000
C) $420,000
D) $120,000

5. Which loan type is a fixed-rate mortgage where the monthly principal payments increase over time, according to a set schedule?

A) Blanket
B) Negative amortization
C) Growing equity
D) Pledged account

Solutions: