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Updated: Jun 29, 2026
No. of Questions: 157 Questions & Answers with Testing Engine
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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
1. How many employees are REQUIRED before an employer is subject to COBRA?
A) 31 employees
B) 50 employees
C) 20 employees
D) 30 employees
2. Credit and accident disability plans are designed to
A) pay for legal actions against the insured.
B) pay medical and dental premiums for the insured.
C) help an insured pay off a loan in the event of an accident or sickness.
D) replace an employee's income.
3. When can an insurer cancel a Medicare supplement plan?
A) On a date specified in the policy.
B) At any time.
C) At the enrollment period.
D) After nonpayment.
4. Which of the following BEST describes a waiver of premium clause in a typical disability policy?
A) This clause eliminates any premium being paid for the lifetime of the insured individual.
B) This clause generally begins immediately with the doctor stating that the insured person is completely disabled.
C) The waiver of premium benefit pays the policy premium during a disability claim.
D) The monthly benefit under the policy is reduced to offset the premium that is no longer being paid.
5. With the exception of non-payment of premiums, no life insurance policy shall be contestable after it has been in force during the lifetime of the insured for
A) 3 years.
B) 4 years.
C) 2 years.
D) 5 years.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: C | Question # 3 Answer: D | Question # 4 Answer: C | Question # 5 Answer: C |
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