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Updated: Jul 01, 2026
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Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:
1. Which feature in a long-term care insurance policy is designed specifically to provide benefits at times when family members need a break from caring for the insured?
A) Respite care
B) Home health care
C) Custodial facility care
D) Skilled nursing facility care
2. The purpose of the Life and Health Insurance Guaranty Corporation is to guarantee:
A) Benefits if the insurer is unable to pay benefits due to impairment or insolvency.
B) The issuance of life insurance and health insurance policies.
C) That an insurance company will never fail.
D) The issuance of life insurance policies.
3. The employer who receives and holds the insurance policy is known as the:
A) Master policyholder
B) Policy beneficiary
C) Group director
D) Benefit coordinator
4. At the request of a small group medical plan policyholder, the insurer must disclose all of the following EXCEPT:
A) The renewability provisions
B) The insurer's right to increase premium rates
C) The insurer's expenses
D) All available benefits
5. In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:
A) Primary care
B) Dental care
C) Emergency medical care
D) In-patient hospital services
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: A | Question # 3 Answer: A | Question # 4 Answer: C | Question # 5 Answer: B |
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