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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. An acknowledgment

A) is a signature on a deed.
B) provides evidence that a signature is genuine.
C) states that a deed contains verified information.
D) is an authorization to convey property.


2. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
B) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
C) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
D) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.


3. Obtaining and recording releases of mortgages and reconveyances of trust deeds satisfied at closing is considered part of what process?

A) marketing
B) disbursement
C) post-closing
D) pre-closing


4. The effective date on a title commitment is the date

A) the order was completed.
B) the public records were verified to.
C) of the last recording on record.
D) the commitment is issued.


5. A state tax lien filed in the county where the taxpayer owns property is

A) a lien against any property owned by the taxpayer in the county.
B) only a lien against the property described in the lien.
C) only a lien upon the sale of the property.
D) a lien that remains in force for a 3-year period.


Solutions:

Question # 1
Answer: B
Question # 2
Answer: D
Question # 3
Answer: C
Question # 4
Answer: B
Question # 5
Answer: A

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