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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. The period after an annuity Is purchased but before distributions begin Is referred to as the

A) build-up phase.
B) accumulation phase.
C) annuity phase.
D) endowment phase.

2. The settlement option that allows proceeds to remain with the Insurer and the earnings to be paid to the
beneficiary on a monthly basis is called

A) interest only.
B) fixed amount.
C) lump sum.
D) fixed period.

3. Interest earned on a Traditional IRA is taxed

A) prior to contribution.
B) at distribution.
C) during the accumulation period.
D) only if there is a premature distribution.

4. Under Ohio insurance laws, what must a licensee do prior to operating under an assumed business name?

A) notify all prospective insureds
B) notify the superintendent
C) obtain approval from the insurer
D) notify the National Association of Insurance Commissioners

5. It is unlawful for a person to provide an advertisement which

A) refers to the insurer's financial rating.
B) points out coverage advantages of a policy.
C) uses a policy title to inaccurately describe a coverage.
D) uses a testimonial.

Solutions: