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Updated: Aug 18, 2026
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Insurance Licensing PA-Title-Insurance-Agent Exam Overview:
| Certification Vendor: | Pennsylvania Insurance Department |
| Exam Name: | Insurance-Licensing Pennsylvania Producers Examination for Title Insurance |
| Exam Number: | 16-10 |
| Exam Price: | $40 USD |
| Available Languages: | English |
| Exam Format: | Computer-based, Multiple-choice questions |
| Exam Duration: | 60 minutes |
| Certificate Validity Period: | 2 years |
| Passing Score: | 70% |
| Real Exam Qty: | 60 |
| Recommended Training: | Pennsylvania Land Title Institute (PLTI) Guidelines PSI Candidate Information Bulletin |
| Exam Registration: | PSI Exams Official Registration Pennsylvania Insurance Department |
| Sample Questions: | Insurance Licensing PA-Title-Insurance-Agent Sample Questions |
| Exam Way: | Computer-based testing at PSI authorized centers or online proctored via PSI Bridge |
| Pre Condition: | No mandatory pre-licensing education required; must be at least 18 years old, resident or non-resident of Pennsylvania, and pass criminal background check |
| Official Syllabus URL: | https://proctor2.psionline.com/media/programs/PAINS/16-10x.pdf |
Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: General Insurance Concepts | 15% | - Contract law fundamentals - Risk and indemnity - Basic insurance principles |
| Topic 2: Title Insurance Principles | 25% | - Exceptions and risk elimination - Title search and examination procedures - Purpose and function of title insurance - Title commitments and policy forms |
| Topic 3: Real Property Law | 25% | - Liens, encumbrances, and easements - Property rights and interests - Conveyance and recording statutes |
| Topic 4: Real Estate Transactions & Settlement | 10% | - Escrow and closing procedures - Policy issuance and delivery - Disbursement and record-keeping |
| Topic 5: Insurance Regulation | 25% | - Licensing requirements and procedures - Unfair trade practices and ethics - Pennsylvania insurance statutes and regulations |
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. All of the following are subject to false advertising regulations EXCEPT
A) statements.
B) circulars.
C) gifts.
D) letters.
2. To satisfy a mortgage of record, which of the following must be filed?
A) a certified copy of original mortgage
B) a mortgage satisfaction
C) an original note
D) a payoff statement
3. Coverage under a loan policy remains effective
A) until the lender assigns the mortgage.
B) until the secured debt is satisfied.
C) during the life of the owner.
D) until the property is sold.
4. Which document is recorded in the recorder of deeds?
A) notice of lis pendens
B) realty transfer tax statement of value
C) mechanic's lien
D) civil judgment
5. Coverage under a loan policy remains effective
A) until the lender assigns the mortgage.
B) until the secured debt is satisfied.
C) during the life of the owner.
D) until the property is sold.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: B | Question # 3 Answer: B | Question # 4 Answer: B | Question # 5 Answer: B |
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