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Updated: Jun 10, 2026
No. of Questions: 122 Questions & Answers with Testing Engine
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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
1. Medicaid provides which coverage that Medicare does NOT?
A) ambulance services
B) inpatient psychiatric care
C) custodial care
D) inpatient hospital services
2. Insurance that is designed to pay the balance of a loan if the insured dies before the loan has been repaid in full is
A) universal life.
B) life settlement.
C) credit life.
D) whole life.
3. According to Health Insurance Portability and Accountability Act (HIPAA), when can a group health policy renewal be denied?
A) Participation or contribution rules have been violated.
B) There have been too many claims in the previous year.
C) The size of the group has increased by more than 10%.
D) Participation or contribution rules have been changed.
4. Which is an accurate description of the relationship between the premiums of a whole life policy and the premium payment period?
A) The payment period is not related to the annual premium.
B) The longer the payment period, the higher the annual premium.
C) The shorter the payment period, the lower the annual premium.
D) The shorter the payment period, the higher the annual premium.
5. The cause of a loss is called
A) a risk.
B) a hazard.
C) an exposure.
D) a peril.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: C | Question # 3 Answer: A | Question # 4 Answer: D | Question # 5 Answer: D |
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